Business Insurance

Arranging your manufacturing insurance can be simple, even if your insurance needs aren't.

Manufacturing and wholesaling can be subject to many different risks, any one of which could prove very damaging to your business. That’s why it is essential you have the correct level of cover in place, offering protection against every eventuality.

Standard risks can include damage to or theft of property, equipment and tools; computer & machinery breakdown; injury to an employee, contractor or member of the public; and prosecutions or tribunals. In addition, there may be other, non standard risks, to which your company is exposed.

Whatever the size or trade of your manufacturing or wholesaling company, we offer independent, professional advice and can arrange tailor made insurance cover, providing maximum protection for your business.

Insurance to fit your needs

We specialise in protecting your property, content and liabilities, providing flexible insurance that covers buildings and landlords contents, public and employers' liability and accidental damage, across multiple locations if required.

We will be happy to advise on the level of cover you need to have in place to ensure you are protected.

We have over 40 years' experience arranging insurance for companies and have good understanding of the sector and the risks you may face. With links to all the main insurers and niche providers, we can search the market to find the optimum product for your requirements.

We are experienced in arranging bespoke insurance for clients throughout the Food Processing and Distribution sectors and can arrange tailored cover protecting you against the business risks you face.

The food and drink industry carries its own particular risks and we have extensive experience in arranging covers for a wide variety of clients, appreciating and understanding the diverse risks the sector faces.

Product tampering/contamination/recall, brand and reputational risks, environmental, distribution and supply chain risk management are a few of the areas that we can advise on in addition to general covers including property damage, business interruption and liabilities. With access to leading insurers and specialist providers we can source the optimum solution for your needs, providing wide cover at the best available cost and giving you peace of mind that your business is protected.

The food supply chain employs almost 4million people and generates over £100billion of value for the economy each year. With the operating environment subject to strict government regulation and increasing scrutiny it is essential that a robust and sustainable portfolio is in place, whether a raw material supplier, manufacturer or wholesaler/retailer.

Bayliss and Cooke have the appropriate expertise to advise in this complex area. If you are involved in any area of food and drink and feel you would benefit from a confidential chat please contact us today.

We are highly experienced in arranging bespoke insurance for clients throughout the wholesale and distribution sector and can arrange tailored cover protecting you against your business risks.

Whatever the nature of your retail or distribution business, if you sell stock or a service from your premises, and if you are involved in transit or warehousing, it’s essential you carry out a full risk assessment and arrange adequate insurance.

With links to leading insurers and specialist underwriters, we are able to source the optimum solutions for your needs, tailored to your exact requirements, ensuring your business is protected against your business insurance risks.

As required, we can arrange cover for your buildings and business contents against fire, theft, flood or vandalism, along with your public and products liability, employers' liability, loss of profits, goods in transit, theft of money, business interruption, accidental damage and seasonal increases in stock and inflation protection.

We offer comprehensive insurance packages covering all aspects of the construction sector, including allied trades, offering protection against a wide range of risks.

We have many years’ experience meeting the insurance requirements of a wide range of building companies and contractors and have a first class understanding of the risks involved in the construction sector.

With access to leading insurers and specialist underwriters, we can arrange tailored insurance to meet the requirements of your contract, including specialist or unusual high risk cover. As required, policies can be arranged on an annual, project or one-off basis.

Insurance solutions can cover you against a wide range of scenarios, such as delay in completion, which may expose you to additional costs and have disastrous consequences for your company. It can also provide cover against inherent defects, legal liability, loss of profit, pollution and restrictive covenant.

We are specialist brokers within the recruitment and financial sectors, providing bespoke solutions covering the diverse requirements of recruitment consultants and financial institutions.

Both the recruitment and financial sectors are incredibly diverse, covering a wide range of activities with highly specialised insurance requirements. Through our partnerships with leading insurers and specialist underwriters, we are able to arrange a tailored solution to meet your specific requirements, ensuring you are insured against all risks.

Whether you are a recruitment agency, umbrella company, Accountancy/Payroll or freelance consultant, we can arrange a bespoke policy offering wide ranging cover, including the supply of all types of temporary staff, whether zero hour, employed, umbrella or PAYE, or limited company contractors, on a world-wide basis, and this can either be done using your own standard Terms of Business or through your client’s contract.

The financial market has undergone radical change in recent years, with legislation becoming ever more complex and financial institutions subject to a growing number of risks. We have extensive experience of this fast moving sector and can advise on a wide range of issues, including regulatory and legislative change, new developments in cyber liability, latest changes in policy wording and risk management procedures.

We have many years’ experience arranging tailored cover for the motor trade including garages, bodyshops and repairers and can arrange a tailored solution to meet your exact needs.

We have been arranging insurance for the motor trade for over 35 years and have an excellent understanding of the complexities of the industry and the risks you may face.

With access to major insurers, we can source the widest cover at a highly competitive premium providing flexible cover that protects you against your business insurance risks. We can offer assessment and advise on the varying levels of indemnity and liability insurance applicable to your business.

If you operate a dealership, bodyshop, garage or repair facility, we can arrange a tailored solution to protect your operation, including garage, mechanics, vehicle stock, car repair, vehicle delivery and business contents. As required, cover can include loss of profits, road risk, any driver for business and pleasure, unaccompanied demonstration, including theft of a vehicle and self-drive hire.

We offer a wide range of policies from leading insurers

If you operate a fleet, whatever its size, from just a few vehicles up to many hundreds, including vans, motorcycles and plant, we can arrange cover for any driver, across the EU, including courtesy cars, repair, windscreen and breakdown recovery.

Waste and environmental is a growth industry, calling for a specialist broker with a wide understanding of the processes and risks involved.

Bayliss & Cooke actively operates within this specialist sector, arranging cover for a diverse range of clients within the fields of waste, recycling, skip and plant hire.

With close links to major insurers and specialist underwriters, we can arrange the optimum solution for your needs, providing cover that is tailored to your needs, with enhanced wording if required.

Insurance solutions can cover you against a wide range of scenarios, such as delay in completion, which may expose you to additional costs and have disastrous consequences for your company. It can also provide cover against inherent defects, legal liability, loss of profit, pollution and restrictive covenant.

We have particular knowledge of environmental concerns, we can arrange cover for all types of waste, including asbestos and other hazardous substances.

The dangerous nature of waste and recycling work can make insurers wary. But without bespoke waste and recycling insurance, you risk letting your business go up in flames.

We are aware that this is an evolving field, with risks and types of cover required constantly changing. Whatever the nature of your business within the waste and environmental sector, whether you are involved in waste management, transfer, skip or plant hire, landfill sites, incineration or materials recycling, we can ensure you are protected against the business risks you face.

We understand the risks you face as a professional and will work with you to develop a comprehensive, bespoke policy based on your needs.

A properly placed policy can help cover compensation and defence costs for civil liability claims such as negligence, breach of contract, and defamation. We offer professional indemnity cover for a variety of professions, including solicitors, accountants, architects, contractors, surveyors, IT consultants, engineers, independent financial advisors and many more.

We can help you control costs and manage your workplace risks through a variety of topics, including business continuity, cyber liability and workplace health and safety. We also provide employee-facing resources to educate employees about all aspects of on-the-job safety, from ergonomics to workplace violence.

We work with trusted, reliable insurers and specialist underwriters to arrange the optimum solution for your needs. In the event of a claim, we will help you through the process, step by step.

We also have the tools and resources to help you stay informed on important regulatory changes and industry specific issues. Let us show you how to get more value from your broker.

Our team is highly experienced in arranging professional indemnity insurance and can assist with any questions or queries you may have.